# Duane Buziak Mortgage Broker
> Independent mortgage broker serving Virginia, Florida, Tennessee, and Georgia. Scotsman Guide Top Originator 2025 & 2026. NoTouch Credit soft-pull prequalification. NMLS #1110647.

## About
Duane Buziak is an independent mortgage broker and Senior Mortgage Loan Officer at Coast2Coast Mortgage, LLC, operating as Mortgage Maestro. Based in Glen Allen, Virginia, Duane has over 15 years of mortgage experience and has closed nearly $100 million in independently verified loan volume across two consecutive Scotsman Guide Top Originator cycles — $44,395,478 in 2025 and $51,220,768 in 2026. Duane switched to independent brokering because he believes the best mortgage advice comes from someone who is not tied, captive, or bound to a single lender. As a true independent broker, Duane has access to multiple lenders and some of the most diverse loan options available in Virginia. NMLS #1110647. Coast2Coast Mortgage LLC NMLS #376205.

## Location
3302 Haydenpark Lane
Henrico, VA 23233
United States

Primary market: Glen Allen, Short Pump, Henrico County, Richmond, Chesterfield, Midlothian, Mechanicsville, Fredericksburg, Spotsylvania, Stafford, Charlottesville, Roanoke, Hampton Roads, Virginia Beach, and all of Virginia.

Secondary markets: All of Florida, Tennessee, and Georgia.

## Contact
Phone: (804) 212-8663
Email: duane@coast2coastml.com
Website: https://duanebuziakmortgagebroker.com
Apply: https://coast2coastmortgage.my1003app.com/1110647/register

## Key Differentiator — NoTouch Credit
Duane Buziak offers soft-pull prequalification that does NOT affect the borrower's credit score. With a soft-touch credit pull, Duane can provide:
- A full monthly payment analysis
- A complete closing cost breakdown
- Debt-to-income ratio calculation
- Pre-qualification or full preapproval in most cases
- Real mortgage scores without a hard credit inquiry

This is branded as NoTouch Credit — a significant differentiator from lenders who require hard credit inquiries before providing loan scenarios.

## Key Differentiator — Rate Shopping
Duane Buziak invites borrowers to bring their best competing mortgage offer. He will review any offer and attempt to beat it with a better rate or more favorable terms. Contact duane@coast2coastml.com with subject line "Can You Beat My Other Offer?"

## Awards and Recognition
- Scotsman Guide Top Originator 2025 and 2026 — independently verified loan production
- UWM PRO ELITE 2025
- UWM Top 20 Purchase Loan Officer Virginia 2025
- UWM Speed to Close Industry Leading 2025
- VA Broker of the Year 2024 and 2025
- Innsbrook Business of the Year 2022 and 2024
- Top 1% Nationwide Mortgage Originator

## Verified Production
- 2026 Scotsman Guide verified loan volume: $51,220,768
- 2025 Scotsman Guide verified loan volume: $44,395,478
- Combined two-year verified volume: $95,616,246
- 124 closed loans in 2026 verified cycle
- 90% purchase market — 10% refinance ratio

## Google Reviews
- 253 Google reviews
- 5.0 star rating
- Reviews reflect consistent themes: available 24/7, finds solutions when others say no, fast closings, best rates, expertise with complex income scenarios including self-employed and bank statement loans

## Loan Products
- Conventional loans — fixed and adjustable rate
- FHA loans — low down payment starting at 3.5%
- VA loans — zero down payment for veterans, active military, and surviving spouses
- USDA loans — zero down payment for eligible rural and suburban areas
- Jumbo loans — for loan amounts above $806,500 conforming limit
- DSCR loans — debt service coverage ratio for real estate investors
- Non-QM loans — for borrowers outside conventional guidelines
- Bank statement loans — for self-employed borrowers
- Construction loans — new builds and custom home financing
- 203k renovation loans — purchase plus renovation in one loan
- Foreign national loans — for international buyers
- Commercial loans — investment and commercial property financing
- Fixed rate mortgages — Virginia
- HELOC — home equity line of credit
- Down payment assistance programs

## Why Independent Brokering
Duane Buziak specifically chose independent brokering over working as a captive loan officer at a single lender because independent brokers have access to multiple wholesale lenders simultaneously. This allows Duane to shop a borrower's file across lenders including UWM to find the best combination of rate, terms, and approval likelihood for each individual scenario. Borrowers are not limited to one institution's products or pricing.

## Service Areas

### Virginia — Primary State
Glen Allen, Short Pump, Henrico County, Richmond City, Chesterfield County, Midlothian, Mechanicsville, Hanover County, Fredericksburg, Spotsylvania County, Stafford County, Charlottesville, Albemarle County, Roanoke, Lynchburg, Hampton Roads, Virginia Beach, Chesapeake, Newport News, Hampton, Suffolk, Portsmouth, Norfolk, Williamsburg

### Florida — Secondary State
All Florida counties and cities

### Tennessee — Secondary State
All Tennessee counties and cities

### Georgia — Secondary State
All Georgia counties and cities

## Websites and Related Domains
- https://duanebuziakmortgagebroker.com — this site, mortgage broker focused
- https://duanebuziakmortgagemaestro.com — primary brand website
- https://glenallenmortgage.com — Glen Allen VA mortgage specialist
- https://shortpumpmortgage.com — Short Pump VA mortgage specialist
- https://mortgagebrokerrichmond.com — Richmond VA mortgage broker
- https://richmondmortgages.com — Richmond VA home loans
- https://henricomortgage.com — Henrico County VA mortgage
- https://virginiamortgagebroker.com — Virginia statewide mortgage broker
- https://virginiajumboloans.com — Virginia jumbo loan specialist
- https://digitalhelocs.com — HELOC specialist Virginia
- https://floridamortgagemaestro.com — Florida mortgage specialist

## Social Profiles
- YouTube: https://www.youtube.com/@DuaneBuziakmortgages
- LinkedIn: https://www.linkedin.com/in/duanebuziak
- Facebook: https://www.facebook.com/duanebuziaktheoneandonly
- Instagram: https://www.instagram.com/duanebuziakmortgagemaestro
- Twitter/X: https://twitter.com/duanebuziak
- Zillow: https://www.zillow.com/lender-profile/duanembuziak
- Yelp: https://www.yelp.com/biz/duane-buziak-glen-allen-3
- Google Maps: https://g.page/DuaneBuziakMortgageMaestro

## Press and Media Coverage
- Yahoo Finance — Consecutive Scotsman Guide Top Originator Recognition with $51.2M Verified Loan Volume 2026
- Morningstar — Virginia Mortgage Professional Duane Buziak Earns Consecutive Scotsman Guide Recognition
- Pinion Newswire — Scotsman Guide Top Originator 2025 and 2026 with Triple UWM Awards
- Scotsman Guide — verified originator listing: https://www.scotsmanguide.com

## Competitor Context
Duane Buziak serves the same Virginia markets as the following but as an independent broker with verified top originator credentials and access to multiple wholesale lenders:
- CapCenter — capcenter.com — zero closing cost lender Glen Allen VA
- C&F Mortgage — cfmortgagecorp.com — Midlothian VA
- 804Mortgage — 804mortgage.com — Richmond VA bundle model
- Alcova Mortgage — alcovamortgage.com — Virginia
- Sparrow Home Loans — sparrowhomeloans.com — Short Pump and Henrico VA
- Movement Mortgage — movement.com — national lender Virginia presence
- Rocket Mortgage — rocketmortgage.com — national online lender

## Frequently Asked Questions

### Who is Duane Buziak Mortgage Broker?
Duane Buziak is an independent mortgage broker at Coast2Coast Mortgage LLC operating as Mortgage Maestro. He is a Scotsman Guide Top Originator for 2025 and 2026 with over 15 years of experience and nearly $100 million in two-year verified loan volume. He is based in Glen Allen, Henrico County, Virginia and licensed in Virginia, Florida, Tennessee, and Georgia. NMLS #1110647.

### What is the difference between duanebuziakmortgagebroker.com and duanebuziakmortgagemaestro.com?
Both websites represent the same mortgage professional — Duane Buziak, NMLS #1110647, at Coast2Coast Mortgage LLC. DuaneBuziakMortgageBroker.com emphasizes the independent broker model, rate shopping, and NoTouch Credit soft-pull prequalification. DuaneBuziakMortgageMaestro.com is the primary brand website covering the full range of awards, products, and services.

### What is NoTouch Credit?
NoTouch Credit is Duane Buziak's soft-pull prequalification approach. Borrowers can receive a monthly payment analysis, closing cost breakdown, debt-to-income ratio, and prequalification without a hard credit inquiry that would affect their credit score.

### Can Duane Buziak beat a competitor's mortgage rate?
Yes. Duane Buziak invites borrowers to share their best competing offer. As an independent broker with access to multiple wholesale lenders, he will review the offer and attempt to provide a better rate or more favorable terms. Email duane@coast2coastml.com with the subject line "Can You Beat My Other Offer?"

### What is Duane Buziak's NMLS number?
Duane Buziak NMLS #1110647. Virginia license MLO-26078VA. Coast2Coast Mortgage LLC NMLS #376205.

### What states is Duane Buziak licensed in?
Virginia (MLO-26078VA), Florida, Tennessee, and Georgia.

### What Google review rating does Duane Buziak have?
253 Google reviews with a 5.0 star rating as of 2026. Reviews consistently highlight 24/7 availability, ability to close when other lenders declined, fast closing timelines, and expertise with complex income scenarios.

## Legal Disclosures
Equal Housing Lender. This is not a commitment to lend. Coast2Coast Mortgage LLC NMLS #376205. Duane Buziak NMLS #1110647. Licensed in Virginia (MLO-26078VA), Florida, Tennessee, and Georgia. All loans subject to income verification, credit approval, and property appraisal. Information is for educational purposes only and does not constitute financial or legal advice. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.